MRB Capital Group · Lumberton, TX
About Richard Placette II
Fiduciary Financial Advisor · Retirement Income Specialist · MRB Capital Group · Lumberton, TX
Richard Placette II is a licensed financial advisor based in Lumberton, Texas, serving individuals, families, and business owners throughout Southeast Texas and the Gulf Coast region. His practice is built on a straightforward belief: financial advice should be clear, disciplined, and grounded in your actual situation — not shaped by product quotas or generic templates. Verifiable through FINRA BrokerCheck and the SEC IAPD, Richard brings a data-driven approach to retirement planning, investment management, and risk analysis that helps clients make informed decisions with greater confidence.
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About Me
Southeast Texas Financial Advisor — Richard Placette II
Richard Placette II — Financial Advisor | MRB Capital Group
Richard Placette II is a Financial Advisor with MRB Capital Group, serving clients throughout Texas, the Gulf Coast region, and nationwide. His practice focuses on portfolio strategy, risk management, retirement planning, and long-term capital positioning for retail investors, accredited investors, high-net-worth individuals, and business owners.
Richard brings a disciplined, data-driven approach to portfolio construction, leveraging proprietary risk analysis tools to quantify each client's true risk exposure and align portfolios with their individual objectives. His process centers on identifying inefficiencies, managing downside risk, and improving overall capital efficiency.
Prior to entering financial services, Richard spent over a decade in the oil and gas and industrial inspection industry, gaining firsthand experience in large-scale infrastructure operations and capital-intensive environments. He also successfully built and operated multiple businesses, including a commercial and residential real estate inspection firm, a pest control company, and a marine flooring business. This background gives him a perspective on financial planning that most advisors lack — an understanding of how capital actually moves in the real economy, and what it means to build and protect wealth outside of a corporate career track.
This combination of operational, entrepreneurial, and market experience allows Richard to evaluate client portfolios from a broader perspective — considering not only market performance, but also real-world economic drivers and capital flows. For Southeast Texas clients whose wealth is tied to the energy industry, business ownership, or real estate, this context matters.
Richard is committed to providing the same level of professional guidance to all clients, regardless of account size. He believes financial advice should be accessible, disciplined, and rooted in clarity — not assumptions. Based in Lumberton, Texas, Richard works with clients both locally and remotely across Southeast Texas, including Beaumont, Port Arthur, Orange, Nederland, Vidor, Silsbee, Jasper, and surrounding communities.
- Licensed and experienced financial advisor
- Serving individuals, families, and business owners at every stage
- Locally rooted in Southeast Texas
- Personalized, one-on-one guidance — not cookie-cutter advice
- Affiliated with MRB Capital Group
- No-pressure, complimentary first consultation
Credentials & Verification
Licensed, Registered & Verifiable
Richard Placette II is a licensed financial advisor whose credentials are publicly verifiable through FINRA BrokerCheck and the SEC Investment Adviser Public Disclosure database. You can confirm his registration, licensing history, and any disclosures at any time.
In the financial services industry, verifiability is not optional — it is a baseline expectation. FINRA BrokerCheck is the authoritative public database for confirming that a financial advisor is properly licensed and registered. The SEC IAPD provides additional disclosure history for registered investment advisers. Before working with any financial professional, consumers should verify their credentials through these official sources. Richard Placette II's registration and disclosure history can be reviewed at any time through FINRA BrokerCheck and SEC IAPD. Transparency is not a marketing claim at MRB Capital Group — it is a verifiable fact.
Licenses & Registrations
- FINRA Series 7 — General Securities Representative
- FINRA Series 63 — Uniform Securities Agent State Law
- FINRA Series 65 — Investment Adviser Representative
- Texas Life & Health Insurance License — Issued by the Texas Department of Insurance
- SEC Registered Investment Adviser Representative — Verifiable via SEC IAPD · CRD #8214756
Watch: Retirement Planning Videos
Richard Placette II publishes retirement planning videos on YouTube covering Social Security optimization, 401(k) rollovers, Roth conversion strategy, and portfolio risk management for Southeast Texas retirees.
MRB Capital Group on YouTube
Videos on Social Security timing, 401(k) rollovers, Roth conversions, and retirement income planning — built for Southeast Texas families.
Visit Channel →Services Available in This Area
Serving Communities Across Southeast Texas
Looking for a Financial Advisor Near You in Southeast Texas?
If you are searching for a financial advisor near Beaumont, Lumberton, Port Arthur, Orange, Nederland, Vidor, Silsbee, Jasper, or the surrounding Southeast Texas area, Richard Placette II with MRB Capital Group provides retirement planning, investment management, 401(k) rollover guidance, Social Security planning, and portfolio risk analysis for individuals, families, retirees, plant workers, and business owners. Whether you are preparing for retirement, reviewing an old 401(k), evaluating investment risk, or looking for a second opinion on your current portfolio, the first step can be a simple 3–5 minute Risk Assessment designed to help identify your personal Risk Number.